Financing & Insurance

At Coastal Kids Dentistry & Orthodontics, we want to make sure that you can afford the great dental care your family deserves. We offer convenient forms of payment, we accept most PPO insurance plans as well as Medi-Cal Dental (Dent-Cal), and will work with you to help make sure you get the most out of your benefits.

Our friendly team would love to help you explore your options and answer any questions you may have. Give us a call today or check in during your next visit!


Whether or not we accept your insurance plan ourselves, our team will work with you to help you access benefits from your provider. We do typically accept most PPO plans, including:

  • Access Dental (Premier Access) PPO
  • Aetna PPO 
  • Ameritas PPO 
  • Anthem PPO 
  • Assurant/DHA/Sunlife (Aetna) PPO 
  • Blue Shield Blue Cross 
  • Federal Careington PPO 
  • Cigna PPO Connection/GEHA PPO 
  • Delta Dental PPO/Premier Dental Benefit Providers (Blueshield, Health Net, United Health Care) PPO
  • Dentemax (Ameritas, Guardian, Humana, Lincoln Financial, Principal, UCC, UHC) PPO 
  • Dent-Cal Insurance
  • First Dental Health PPO 
  • Guardian PPO 
  • Humana PPO 
  • MetLife PDP PPO 
  • Principal PPO 
  • United Concordia PPO
  • United Concordia Tricare

As a courtesy, we will always submit your insurance paperwork for you.


We accept the following forms of payment:

  • Cash
  • Check
  • Credit card (Visa, MasterCard, Discover, American Express)
  • Debit card
  • Payment Plans
  • Sunbit

Please note that payment is due at the time of service.


If you need help paying for treatment, that’s okay! We can help you apply for SunBit, which allows you to finance some or all of the cost of your care which can include zero-interest options. Click on our link below for the 30-second, no-hard credit check application, or speak with our friendly front desk team to learn more!

Need help or have questions?

Don’t hesitate to contact us. We’re here for you and want to help!

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